The Industrial Organization of Banking

The Industrial Organization of Banking Author David VanHoose
ISBN-10 9783662543269
Release 2017-06-06
Pages 303
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This book aims to provide a thoroughly updated overview and evaluation of the industrial organization of banking. It examines the interplay among bank behavior, market structure, and regulation from the perspective of a variety of public policy issues, including bank competition and risk, market discipline, antitrust issues, and capital regulation. New to this edition are discussions of the economic foundations of international banking, macroprudential regulation, and international coordination of banking policies. The book can serve as a learning tool and reference for graduate students, academics, bankers, and policymakers with interests in the industrial organization of the banking sector and the impacts of banking regulations.



Essays on the Industrial Organization of ATM Networks in the Banking Industry Moment Inequalities and Corporate Governance

Essays on the Industrial Organization of ATM Networks in the Banking Industry  Moment Inequalities  and Corporate Governance Author Joy Lynn Ishii
ISBN-10 OCLC:85886772
Release 2005
Pages 252
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Essays on the Industrial Organization of ATM Networks in the Banking Industry Moment Inequalities and Corporate Governance has been writing in one form or another for most of life. You can find so many inspiration from Essays on the Industrial Organization of ATM Networks in the Banking Industry Moment Inequalities and Corporate Governance also informative, and entertaining. Click DOWNLOAD or Read Online button to get full Essays on the Industrial Organization of ATM Networks in the Banking Industry Moment Inequalities and Corporate Governance book for free.



Economic Effects of Regulatory Policy in Industrial Organization Banking and Finance

Economic Effects of Regulatory Policy in Industrial Organization  Banking and Finance Author Naoaki Minamihashi
ISBN-10 OCLC:777007575
Release 2011
Pages 204
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Abstract: This thesis evaluates the effects of regulation on the real economy in Industrial Organization, Banking and Finance. Chapter 1 shows that a regulation designed to promote competition in one market can decrease competition in another market. I build a data set on the construction of fiber-optic networks in Japan from 2005 to 2009. Using linear regressions and probit regressions, I find that when access pricing regulation is more binding, construction of new optical-fiber networks by facilities-based entrants decreases. In Chapter 2, I apply structural estimation techniques to this problem. Although I can learn the immediate effects of usage on investment decisions in reduced-form analysis, it is hard to learn the long-run effects on an oligopoly equilibrium without a dynamic structural model. By modeling competition in building fiber-optic networks as a dynamic game, we can analyze dynamic behavior of firms, and estimate profit and sunk cost. The estimation result shows that unbundling decreases profit from of building fiber lines for new entrants, and new entry decreases as a result. The results of Chapters 1 and 2, suggest that unbundling regulation during periods of new technology diffusion may reduce the price of service but also decrease competition in the infrastructure market. Chapter 3 investigates the mechanism by which bank failures affect the real economy from the lenders' perspective. Using a natural experimental setting of unique bank failures in Japan, this chapter identifies the credit crunch effect of bank failures. The main findings are the following. First, bank failures decrease the investment by client firms by approximately 30%. Second, the high investment growth/level firms deal with unhealthy banks. These choices generate a self-selection bias of 30-80%. Third, there is no evidence that the effect of a bank failure is related to the firms' accessibility to other financial sources. These findings suggest that large bank failures can trigger further recessions, if regulatory authorities do not prevent them.



Industrial Organization

Industrial Organization Author John Lipczynski
ISBN-10 0273688022
Release 2005-01-01
Pages 780
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Industrial Organisation┬┐s unrivalled clear writing style and real-world case study material make this the ideal text for all students following a course in Industrial Organisation or Industrial Economics.



Topics in Multinational Banking and International Industrial Organization

Topics in Multinational Banking and International Industrial Organization Author Peter Beermann
ISBN-10 OCLC:246686120
Release 2007
Pages 346
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Topics in Multinational Banking and International Industrial Organization has been writing in one form or another for most of life. You can find so many inspiration from Topics in Multinational Banking and International Industrial Organization also informative, and entertaining. Click DOWNLOAD or Read Online button to get full Topics in Multinational Banking and International Industrial Organization book for free.



The Theory and Industrial Organization of International Banking

The Theory and Industrial Organization of International Banking Author Ian H. Giddy
ISBN-10 OCLC:65193619
Release 1980
Pages
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The Theory and Industrial Organization of International Banking has been writing in one form or another for most of life. You can find so many inspiration from The Theory and Industrial Organization of International Banking also informative, and entertaining. Click DOWNLOAD or Read Online button to get full The Theory and Industrial Organization of International Banking book for free.



Industrial Organization in India

Industrial Organization in India Author Palamadai Samu Lokanathan
ISBN-10 MINN:31951001768251R
Release 1935
Pages 413
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Industrial Organization in India has been writing in one form or another for most of life. You can find so many inspiration from Industrial Organization in India also informative, and entertaining. Click DOWNLOAD or Read Online button to get full Industrial Organization in India book for free.



Applied Industrial Organization

Applied Industrial Organization Author Karl Aiginger
ISBN-10 0792330501
Release 1994-10-31
Pages 250
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Applied Industrial Organization offers a perspective on the richness of empirical industrial organization studies. Some papers derive empirical implications from theoretical models, but other papers start from empirical evidence and construct a theory. Three major topics are explored: the role of innovation, the evolution of market structure and firms, and the determinations of performance. As the central force of market economies, innovation is the essence of competition and results in changes to market structures. Other forces driving the evolution of markets and firms are also analyzed. Finally, the determinants of profitability are investigated. In particular, characteristics such as price flexibility, successful lenders and monopoly regulation are examined. Contributors include F.M. Scherer, Paul Geroski, John Hey, David Audretsch, Manfred Neumann, among others.



Microeconomics of Banking

Microeconomics of Banking Author Xavier Freixas
ISBN-10 9780262303859
Release 2008-03-14
Pages 392
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Over the last thirty years, a new paradigm in banking theory has overturned economists' traditional vision of the banking sector. The asymmetric information model, extremely powerful in many areas of economic theory, has proven useful in banking theory both for explaining the role of banks in the economy and for pointing out structural weaknesses in the banking sector that may justify government intervention. In the past, banking courses in most doctoral programs in economics, business, or finance focused either on management or monetary issues and their macroeconomic consequences; a microeconomic theory of banking did not exist because the Arrow-Debreu general equilibrium model of complete contingent markets (the standard reference at the time) was unable to explain the role of banks in the economy. This text provides students with a guide to the microeconomic theory of banking that has emerged since then, examining the main issues and offering the necessary tools for understanding how they have been modeled. This second edition covers the recent dramatic developments in academic research on the microeconomics of banking, with a focus on four important topics: the theory of two-sided markets and its implications for the payment card industry; "non-price competition" and its effect on the competition-stability tradeoff and the entry of new banks; the transmission of monetary policy and the effect on the functioning of the credit market of capital requirements for banks; and the theoretical foundations of banking regulation, which have been clarified, although recent developments in risk modeling have not yet led to a significant parallel development of economic modeling.Praise for the first edition:"The book is a major contribution to the literature on the theory of bankingand intermediation. It brings together and synthesizes a broad range ofmaterial in an accessible way. I recommend it to all serious scholars andstudents of the subject. The authors are to be congratulated on a superbachievement." -- Franklin Allen, Nippon Life Professor of Finance and Economics, WhartonSchool, University of Pennsylvania"This book provides the first comprehensive treatment of the microeconomicsof banking. It gives an impressive synthesis of an enormous body ofresearch developed over the last twenty years. It is clearly written and apleasure to read. What I found particularly useful is the great effort thatXavier Freixas and Jean-Charles Rochet have taken to systematicallyintegrate the theory of financial intermediation into classicalmicroeconomics and finance theory. This book is likely to become essentialreading for all graduate students in economics, business, and finance." -- Patrick Bolton, Barbara and David Zalaznick Professor of Business, Columbia University Graduate School of Business"The authors have provided an extremely thorough and up-to-date survey ofmicroeconomic theories of financial intermediation. This work manages to beboth rigorous and pleasant to read. Such a book was long overdue and shouldbe required reading for anybody interested in the economics of banking andfinance." -- Mathias Dewatripont, Professor of Economics, ECARES, Universit



Financial Modernization and Regulation

Financial Modernization and Regulation Author Robert A. Eisenbeis
ISBN-10 9781475752281
Release 2013-11-27
Pages 232
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Financial systems around the world are undergoing a process of modernization due to many different forces. Advances in information technology, product and market innovations, and recent regional financial crises have contributed to this movement. As a result, evolution in the financial sector is leading to larger, more complex financial organizations that render inadequate the supervisory and regulatory structures currently in place. While some changes in regulatory policies have already occurred, the adaptation of supervisory oversight and regulation in the face of these new developments is expected to continue for many years to come. This book collects papers originally presented in September 1998 at the Financial Modernization and Regulation Conference co-sponsored by the Federal Reserve Banks of Atlanta and San Francisco. Revised before publication, the papers seek to identify the reasons for changes in the financial services sector, and the implications these changes pose for financial supervision and regulation. Taken together, the papers offer valuable insights on 1) the forces behind financial modernization; 2) the implications financial modernization poses for corporate structure, market discipline, and financial regulation; 3) how to price deposit insurance accurately to reflect banks' risk-taking; and 4) balancing private versus public interests and managing potentially conflicting public policy goals.



Empirical Studies in Industrial Organization

Empirical Studies in Industrial Organization Author David B. Audretsch
ISBN-10 0792318064
Release 1992-01-01
Pages 282
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Empirical Studies in Industrial Organization brings together leading scholars who present state-of-the-art research in the spirit of the structure-conduct-performance paradigm embodied in the work of Leonard W. Weiss. The individual chapters are generally empirically or public policy oriented. A number of them introduce new sources of data that, combined with the application of appropriate econometric techniques, enable new breakthroughs and insights on issues hotly debated in the industrial organization literature. For example, five of the chapters are devoted towards uncovering the link between market concentration and pricing behavior. While theoretical models have produced ambiguous predictions concerning the relationship between concentration and price these chapters, which span a number of different markets and situations, provide unequivocal evidence that a high level of market concentration tends to result in a higher level of prices. Three of the chapters explore the impact of market structure on production efficiency, and three other chapters focus on the role of industrial organization on public policy. Contributors include David B. Audretsch, Richard E. Caves, Mark J. Roberts, F.M. Scherer, John J. Siegfried and Hideki Yamawaki.



Money Banking and the Foreign Exchange Market in Emerging Economies

Money  Banking and the Foreign Exchange Market in Emerging Economies Author Tarron Khemraj
ISBN-10 9781782548386
Release 2014-07-31
Pages 176
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Despite the financial liberalization agenda of the mid-1980s, a system of bank oligopolies has developed in both large and small, open developing economies. Mainstream monetary theory tends to assume a capital markets structure and is therefore not wel



The Oxford Handbook of Banking Second Edition

The Oxford Handbook of Banking  Second Edition Author Allen N. Berger
ISBN-10 9780191002199
Release 2014-11-27
Pages 1040
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The Oxford Handbook of Banking, Second Edition provides an overview and analysis of developments and research in banking written by leading researchers in the field. This handbook will appeal to graduate students of economics, banking and finance, academics, practitioners, regulators, and policy makers. Consequently, the book strikes a balance between abstract theory, empirical analysis, and practitioner, and policy-related material. The Handbook is split into five parts. Part I, The Theory of Banking, examines the role of banks in the wider financial system, why banks exist, how they function, and their corporate governance and risk management practices. Part II deals with Bank Operations and Performance. A range of issues are covered including bank performance, financial innovation, and technological change. Aspects relating to small business, consumer, and mortgage lending are analysed together with securitization, shadow banking, and payment systems. Part III entitled Regulatory and Policy Perspectives discusses central banking, monetary policy transmission, market discipline, and prudential regulation and supervision. Part IV of the book covers various Macroeconomic Perspectives in Banking. This part includes a discussion of systemic risk and banking and sovereign crises, the role of the state in finance and development as well as how banks influence real economic activity. The final Part V examines International Differences in Banking Structures and Environments. This part of the Handbook examines banking systems in the United States, European Union, Japan, Africa, Transition countries, and the developing nations of Asia and Latin America.



The Industrial Organization and Regulation of the Securities Industry

The Industrial Organization and Regulation of the Securities Industry Author Andrew W. Lo
ISBN-10 0226488497
Release 2008-04-15
Pages 386
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The regulation of financial markets has for years been the domain of lawyers, legislators, and lobbyists. In this unique volume, experts in industrial organization, finance, and law, as well as members of regulatory agencies and the securities industry, examine the securities industry from an economic viewpoint. Ten original essays address topics including electronic trading and the "virtual"stock exchange; trading costs and liquidity on the London and Tokyo Stock Exchanges and in the German and Japanese government bond markets; international coordination among regulatory agencies; and the impact of changing margin requirements on stock prices, volatility, and liquidity. This clear presentation of groundbreaking research will appeal to economists, lawyers, and legislators who seek a refreshingly new perspective on policy issues in the securities industry.



German Banking Structure Pricing and Competition

German Banking Structure  Pricing and Competition Author Benjamin H. Dietrich
ISBN-10 3631590229
Release 2009
Pages 233
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The German banking system is characterized by high fragmentation, low profitability and low foreign ownership. Main reason for this is its particular structure that can best be described as forced segmentation. This structure produces local banking markets. The book argues that local bank competition is not as pronounced as national concentration ratios predict and presents a bank pricing study which indicates that local banks, banks located in less densely populated areas and less productive banks tend to charge higher prices for retail bank services than banks that operate nationally. These results as well as lessons drawn from international reforms suggest that the German banking system could benefit from cross-pillar consolidation which promises to export competition from the national to local banking markets. Last but not least, the book analyzes political economy implications of banking reforms and provides suggestions on status quo resolution by identifying ways to facilitate reform implementation in the German banking system.



Organization of a bank

Organization of a bank Author Chris Argyris
ISBN-10 STANFORD:36105047343871
Release 1954
Pages 282
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Organization of a bank has been writing in one form or another for most of life. You can find so many inspiration from Organization of a bank also informative, and entertaining. Click DOWNLOAD or Read Online button to get full Organization of a bank book for free.



Banking a Very Short Introduction

Banking  a Very Short Introduction Author John O. S. Wilson
ISBN-10 9780199688920
Release 2016-11-23
Pages 157
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Banks are of central importance for economic growth, the allocation of capital, competitiveness, and financial stability. Propelled by technological advances in financial analysis and financial deregulation, the banking industry's investment played a key role in enhancing national economic growth in the early 21st century. The global financial crisis in 2007 revealed the banking world's feet of clay. Since 2007, the turmoil in the global financial system has prompted a fundamental reappraisal of the scale, scope, governance, performance, safety and soundness of banks and other financial institutions. In this Very Short Introduction John Goddard and John Wilson explore the world of banking, describing the role of central banks in national and global economies, and analyzing the increasing supervision and regulation imposed on the banking industry. Looking to the future, the authors consider proposals for reform of the banking industry, and the prospects of a resolution of the closely-related banking and sovereign debt crises. ABOUT THE SERIES: The Very Short Introductions series from Oxford University Press contains hundreds of titles in almost every subject area. These pocket-sized books are the perfect way to get ahead in a new subject quickly. Our expert authors combine facts, analysis, perspective, new ideas, and enthusiasm to make interesting and challenging topics highly readable.